why malaysia got so many kinda credit cards?

i am planning to apply for another credit card
looking at so many banks offering so many kinda credit cards
as usual
my little simple mind started to mess around with itself again~

anyways
what i have in mind now is alliancebank with ikea's friends credit card
and citibank with airasia everyone can fly's card
it would be great if i can get something that has waiver for a lifetime
but as far as i know...
only the UOB One card has something like this
it's like if you have at least 6 transactions per year for the card
you will get the annual waiver
you can even redeem cash rebates while buying things...
the card has like a partnership with a list of merchants that offer cash rebates if you spend an amount of money there

okok...
gees...
i'm getting a little more messed up now...
let me sort out my priorities

firstly..
i like the ikea friend's card is because you get to enjoy lotsa benefits
if you plan to buy lotsa furniture from ikea...
it will come in really handy once i've gotten my new place
with the interest free payment plan...
at least i get to buy more furnitures without having to pay up a lump sum one time...
and while buying from ikea
you get to collect friends points which later on you can use it to redeem vouchers for ikea's products...
even better~!
what interests me is because it comes with a 5 year's waiver too...
so maybe 5 years later i can just cancel the card...
wohooo~

ok lar...
the airasia's card also like not bad
get to earn points and get discounts if you're planning to fly every year
which is something that i'm planning to do...
what's best is the points never expire~
but i have to pay a RM70 waiver every year lor...
not very attractive like that

i am not kiam siap or stingy
but just trying to get the best deal...
since i hardly use my credit cards
it is basically just for petrol and emergencies...
Malaysia's banks have like tons of different kinda cards
it can really mess someone like me up just by trying to figure out which is the best one
i am currently holding a hsbc classic visa which is my own
and a supplementary card from my dad
every month
i will have to call up my dad to ask him how much i've spent on each card
because i never seem to be able to keep track of it!!
can't imagine myself with more than 2 cards
so what i've decided to do it
since my waiver for hsbc's card will end this december
i will just get it canceled while hunting for another new card
hooray~
so in the meantime...i can still hang on to dad's card for emergencies...
but which card should i apply ar....

why can't you just freakin' leave me alone...
and let me get on with my pathetic life?

why is my blogger always dead at night?

weddings last weekend!
the couple was fabian & louise, kok sing & yen yin
i never did like 2 weddings together within a weekend
and did i mention i was sick with fever and flu
i swore to myself
that i will never ever do this again
no matter how broke i am anymore...
now i have tons of images to pp...

kok sing & yen yin in their humble toyota camry


louise and fabian in their sickly modded 530i with m5 bodykit

i am going to bangkok next may!
hooray...thanks airasia
now I can fly!
shuk say should bring more money if it happened to be on a weekend
coz chatuchak will suck u dry....
but i'll be going there for pictures...
not shopping....
okay...maybe buying some t-shirt for myself is a good idea
sometimes i just don't know what to wear to work
you will understand what i mean when you look at my pathetic wardrobe

why are branded handbags all so expensive?
got people actually pay a few grands to buy one?
siao lor~

ya..i am pathetic...
so very pathetic

i've experienced a fever so high
i snapped in the middle of it...
and thought i was going to die...
silly ain't i?

i hope this fever will go away soon
i have wedding assignments this weekend!!